Disabled veterans may find that they can not work because of their disability. Total Disability based on Individual Unemployability (TDIU) benefits exist to help support veterans in this situation.
Becoming familiar with these frequently asked questions may help eligible veterans access these benefits.
How is TDIU different from 100 Percent Schedular VA Disability?
Both of these programs provide benefits to eligible veterans. The difference between them is how veterans qualify for the benefit. Veterans with conditions that meet the 100 Percent rating may qualify for that benefit regardless of their ability to work. TDIU requires a lower rating, but it depends on the veteran’s ability to work.
What are the minimum requirements for eligibility?
Applicants must meet two criteria to qualify for TDIU:
- They cannot keep a job that provides financial stability and pays above the poverty rate
- They have one service-connected disability rating of 60% or higher or two or more ratings of at least 70%
The disability ratings used by the Veterans Administration are different than those used by the Social Security Administration. Some applicants may qualify for TDIU that were not eligible for social security disability, and vice versa.
What evidence do veterans need to apply for these benefits?
When applying for TDIU, applicants and their families provide statements about the individual’s disability and how it impacts their work ability. In addition, medical documentation helps solidify the claims. Reports from treating physicians proving that the disability prevents the veteran from working are vital. Doctors can also include an opinion letter explaining why the injuries or disability prevent employment.
Knowing that veterans without a 100 percent rating still qualify for TDIU may encourage those with disabling conditions to apply for all available benefits.