Suffering with debt is already difficult enough without debt collectors making things worse and more stressful. In most cases, debt collectors abide by the laws set out in the Fair Debt Collections Practices Act (FDCPA). However, some will abuse their position of...
Serving Clients Throughout Upstate South Carolina
Serving Clients Throughout Upstate South Carolina
Bankruptcy
How do you avoid going back into credit card debt?
Dealing with credit card debt is difficult for anyone. People who have fallen into credit card debt once are also at risk of falling back into it in the future. How do you avoid this? What tips can you use to stay out of debt in the future? Change how you view your...
3 options your mortgage lender may offer to avoid foreclosure
If you default on your mortgage loan payments, the bank or financial institution from which you obtained the loan can take possession of your property in a process called foreclosure. However, foreclosing on properties is not cost effective for lenders. Therefore,...
3 alternatives to foreclosure
If you still owe money on your mortgage loan but are unable to pay it, the lender has the right to foreclosure on your mortgage and take possession of the property. In addition to potentially leaving you homeless, this can have a devastating effect on your credit....
Are you dealing with misrepresentation by debt collectors?
When dealing with debt, the last thing anyone needs is to struggle underneath the unfair practices of a debt collector. To help combat this issue, the Fair Debt Collection Practices Act (FDCPA) came to be. Understanding how this works can help people in debt...
How can you repair your credit?
Many people want to avoid filing for bankruptcy for as long as possible due to the impact it can have on their credit score. However, it is a great way to get a clean financial slate, and the damage it causes is temporary. It is even possible to work toward fixing it...
Bankruptcy does not cost everything — it offers a fresh start
Bankruptcy is a valuable tool for individuals from all income backgrounds. However, a cloud of misconceptions surrounds it. Examples of such falsehoods include that bankruptcy is only for financially irresponsible individuals (most bankruptcies are due to...
3 top causes of bankruptcy
Historically, there has been a stigma associated with bankruptcy. This is far from the truth, that bankruptcy is simply a valuable tool offered by the government to give those in a hard place a way out of crippling debt. There are many possible causes of bankruptcy,...
Can you recover financially from bankruptcy?
Filing for bankruptcy, as uncomfortable as it may be, might be one of your only options for starting over. What you may not realize is that it is actually a very valuable resource when leveraged the right way. When you know how to use bankruptcy to your advantage, you...
Reviewing recent data on bankruptcy filings
If you struggle with burdensome debt that makes you feel hopeless, it is imperative to take a close look at the options in front of you and address your financial problems appropriately. In some instances, this involves filing for bankruptcy. It is vital to evaluate...