When it comes to Veterans Affairs disability claims, it is important to recognize the significance of mental health conditions. The process of obtaining disability benefits can be intricate, and understanding how the VA considers mental health issues is necessary for...
Serving Clients Throughout Upstate South Carolina
Serving Clients Throughout Upstate South Carolina
Year: 2023
How the bankruptcy means test determines Chapter 7 eligibility
For South Carolina residents considering Chapter 7 bankruptcy, the means test helps determine eligibility. This test assesses whether a debtor's income falls below a specified threshold. If it does, the individual may pursue Chapter 7 bankruptcy. Understanding how...
Can you keep your assets in South Carolina bankruptcy?
Facing financial difficulties can be overwhelming. For some individuals in South Carolina, filing for bankruptcy becomes a viable option. Understanding the fate of your personal assets during this process can inform your next steps. Types of consumer bankruptcy...
Understanding reasons for repossession
Lending agreements can be complex and difficult for borrowers to understand. However, it is important to become familiar with the terms for repossession. South Carolina law allows lenders to seize secured assets in certain circumstances. Late or missed payments If you...
Steps to take if the VA denies your disability claim
When you serve your country, you do so with the expectation that your nation will take care of you if you get injured in the line of duty. Incredibly, the Veterans Benefits Administration gave 5.4 million veterans more than $112 billion in benefits in 2022. However,...
What qualifies a disability for VA benefits?
The National Center for Veterans Analysis and Statistics reported as of 2022, the number of veterans in the U.S. was over 18.5 million. Many of these individuals have health conditions related to their time in the service. However, qualifying for disability benefits...
Medical debt among the top causes of bankruptcy filings
In the complex landscape of personal finance, one issue stands out as a common and devastating problem: medical debt. Healthcare costs in the United States are often exorbitant, leaving many individuals and families struggling to manage their medical bills. As a...
Foreclosure rates paint a bleak picture for homeowners
The roller-coaster ride that is mortgage foreclosure continues to confound financial experts with its peaks and valleys. A lengthy time of lower foreclosure rates domestically has turned into another rise. August saw nearly 34,000 foreclosure filings, representing a...
4 options when faced with foreclosure
When confronted with the impending threat of foreclosure, it is important to be aware of the available avenues to address this challenging situation. South Carolina residents have several options at their disposal to tackle foreclosure head-on. 1. Loan modification A...
Tips to consider in your post-bankruptcy life
You did not regret filing for bankruptcy. All along, you understood that doing so would provide you with a fresh financial start. Now, you also know that you must adhere to a new outlook – one that steers you into a new direction and away from the old habits that got...